CN104021454B - Method and system for monitoring fund account data of group enterprises - Google Patents

Abstract

The invention discloses a kind of method and system for conglomerate's fund account data monitoring, comprise the following steps：Data acquisition；Data filtering；Data call：The data collected are called respectively by certain access rule and access frequency, by carrying out risk judgment to called data, the real-time monitoring that situation, concealed account and not-upto-account data are collected to conglomerate's electricity charge account, rural power grids account, idle account, the safe provision situation of the balance of funding, fund is realized.Beneficial effect of the present invention：Mass data is processed and screened by system, improve fast reaction and intervention capacity of the our department of group to financial risks, for three-level material risk, the processing operation of problem risk can be directly assigned by our department single, and by the rectification situation record of grass-roots unit in systems, so as to be effectively formed management closed loop, to taking precautions against account application risk, ensuring that business capital serves safely important function.

Description

Method and system for monitoring fund account data of group enterprises

technical field

The invention relates to the field of financial management and control, in particular to a method and system for monitoring fund account data of a group enterprise.

Background technique

At present, due to the fact that the county company has not been registered for a long time, and the five major system support institutions have just been established, some units have relatively weak risk awareness, and the basic work is not solid. In the management and use of bank accounts, many units have account management risks in the use of accounts. , Some units even have off-book accounts, which has caused many hidden risks in the company's funds. Relying on the existing financial management system under the information system with reports and accounts as the main content, the account monitoring of the subordinate units by the superior unit can only carry out post-event supervision and inspection. The timeliness of this method is very poor, and it is difficult to take remedial measures in time when problems arise, and there are also great risks and hidden dangers in external inspections.

Contents of the invention

The purpose of the present invention is to solve the above problems, and propose a method and system for data monitoring of fund accounts of group enterprises. The method and system rely on modern information network means to integrate all levels and types of fund information, and based Actual combat, research and establish easy-to-use and effective account management risk monitoring rules, conduct online screening of account usage behavior, immediately warn when problems are found, and take timely and effective intervention measures to proactively eliminate and resolve risks, and promote the effective implementation of risks .

In order to achieve the above object, the present invention adopts the following technical solutions:

A method for monitoring fund account data of a group enterprise, comprising the following steps:

(1) Data collection:

Retrieve CEC Finance data through fund monitoring and CEC Finance data interface and store it in CEC Finance data server;

Retrieve financial control data through the fund monitoring and financial control data interface and store it in the financial control data server;

Retrieve SAP project data through the fund monitoring and SAP project data interface and store it in the SAP project data server;

(2) Data filtering: judge whether the collected data is within the monitoring scope of the group enterprise, and eliminate the data that does not belong to the monitoring scope;

(3) Data call: Call the collected data according to certain access rules and access frequency, and realize the group enterprise electricity account, rural network account, idle account, and fund balance by making risk judgments on the called data. Real-time monitoring of safety reserve status, fund collection status, off-book account and unpaid data.

In the step (1)

CLP Finance data includes: historical and current day transactions and balance data of all banks monitored by CEC Finance;

Financial control data include: accounting, cash budget, reports, business documents, financing ledger, electronic payment data;

SAP system data is project-related data including capital construction, technological transformation, overhaul, research and development, and informatization.

The method for monitoring the electricity account of the group enterprise in the step (3) is specifically as follows:

Invoke the data of the CEC Finance data server, screen the abnormal payment records of the electricity bill payment units of each monitoring unit that are inconsistent with their superior units, determine the risk level of the abnormal expenditure data of the electricity account according to the size of the abnormal expenditure amount, and generate abnormal monitoring data of the electricity account expenditure at the same time , and perform corresponding display according to the specific query conditions of the client;

Carry out risk judgment on the abnormal monitoring data of the electricity account expenditure:

If it is risk data, it will automatically generate an electricity bill account expenditure abnormal monitoring risk processing operation sheet, and automatically generate a supervision sheet according to the content of the risk processing operation sheet. After the feedback information of the supervision sheet is approved, the risk status will be canceled; if it is not a risk data, the risk status will be canceled directly.

The method of monitoring the rural network account of the group enterprise in the step (3) is as follows:

Call the financial control data server and SAP project data server data respectively, screen the abnormal payment data of the rural network accounts of each monitoring unit, determine the risk level of the abnormal payment data of the rural network accounts according to the size of the abnormal payment amount, and generate abnormal rural network account expenditures at the same time Monitor the data and display it according to the specific query conditions of the client;

Carry out risk judgment on the abnormal monitoring data of rural network account expenditure:

If it is risk data, automatically generate a rural network account expenditure abnormal monitoring risk processing operation sheet, and automatically generate a supervision sheet according to the content of the risk processing operation sheet, and cancel the risk status after the feedback information of the supervision sheet is approved; if not If there is no risk data, the risk status will be canceled directly.

The method for monitoring the off-book data of the group enterprise in the step (3) is specifically as follows:

Invoke the data of the China Electronics Finance data server, screen the transaction records of the counterparty’s unit name and the other party’s account is not the unit’s account during the transaction of each monitoring unit, determine the risk level of the abnormal data of the off-book account according to the size of the transaction amount, and generate Abnormal monitoring data of off-ledger accounts, and corresponding display according to the specific query conditions of the client;

Carry out risk judgment on the abnormal monitoring data of off-book accounts:

If it is risk data, it will automatically generate an off-book account abnormality monitoring risk processing operation sheet, and automatically generate a supervision sheet according to the content of the risk processing operation sheet. After the feedback information of the supervision sheet is approved, the risk status will be canceled; if it is not a risk data, the risk status will be canceled directly.

The method for monitoring idle accounts of the group enterprise in the step (3) is specifically as follows:

Call the data of the financial control data server, screen the bank accounts whose income and expenditure records of each monitoring unit are less than a certain number within the set time, generate idle account monitoring data and display it according to the query conditions of the client.

In the step (3), the monitoring method for the safety reserve of the fund balance of the group enterprise is specifically as follows:

Respectively call the data of the China Electronics Finance data server and the financial control data server to screen the accounts with bank deposits exceeding the reserve limit at the end of each monitoring unit, and determine the number and account type based on the number of bank deposit subjects at the end of the monitoring unit that exceed the safety reserve limit and the type of account Whether there is a risk in the account, and at the same time generate the monitoring data of the reserve amount and display it according to the query conditions of the client.

The monitoring method for the unreconciled data of the group enterprise in the step (3) is specifically as follows:

Call the data of the financial control data server, screen each monitoring unit at the end of the month and screen the data of each monitoring unit that the enterprise has entered the account but the bank has not entered the account or the bank has entered the account but the enterprise has not entered the account, generate unaccounted data and respond according to the client query conditions display.

The methods for monitoring the fund collection of the group enterprise in the step (3) are as follows:

Respectively call the data of the China Electronics Finance data server and the financial control data server, set the assessment time points of each monitoring unit, extract the fund balance information of all accounts of each monitoring unit according to different assessment time points, and judge whether the called data is a cooperative financial institution For the account data, if yes, use the CLP financial data as the bank account balance; if not, use the account balance in the financial control as the bank account balance; respectively calculate the real-time collection of funds of each monitoring unit at the set assessment time point Ratio and monthly average collect and display the ratio data.

The risk treatment operation sheet information includes:

Business information: payment unit information, project-related information, payee unit information, and payment content-related information;

Risk rules: predetermined rules for judging the occurrence of risks;

Risk treatment information: risk level, risk judgment, judgment person, generation of supervision form, time of issuing risk treatment operation order, information feedback person, feedback time, supporting materials, processing status;

The content of the supervision form mainly includes: the unit where the risk was discovered, the time, the cause of the risk, specific account information, account transaction information, suggested rectification period, contact person, and information on the initiator.

A system for data monitoring of capital accounts of group enterprises, including:

(1) Data acquisition device:

A device for retrieving data from CEC Finance through the fund monitoring and CEC Finance data interface and storing it in the CEC Finance data server;

A device for retrieving financial control data through the fund monitoring and financial control data interface and storing it in the financial control data server;

A device for retrieving SAP project data through the fund monitoring and SAP project data interface and storing it in the SAP project data server;

(2) It is used to judge whether the collected data is within the monitoring scope of the group enterprise, and eliminate the data filtering devices that do not belong to the monitoring scope;

(3) Data calling device:

A device for invoking the collected data according to certain access rules and access frequencies,

Through the risk judgment of the transferred data, it is a device to realize the real-time monitoring of the group enterprise's electricity account, rural network account, idle account, fund balance security reserve, fund collection, off-book account and unaccounted data;

Based on the bank balance and account balance of the unit accounts at all levels, the fund collection ratio at four time points per month is calculated; including the fund collection ratio on the 15th, 21st, 25th, and the end of the month, the calculation is used as a comparison The basis for the collection and assessment of the funds of each unit; the specific method is: take the fund balance of the bank account included in the accounting of China Electronics Finance as the numerator, and use the balance of all account balances after excluding the funds in the rural power grid account and the margin account as the denominator.

said

CLP Finance data includes: historical and current day transactions and balance data of all banks monitored by CEC Finance;

Financial control data include: accounting, cash budget, reports, business documents, financing ledger, electronic payment data;

SAP system data is project-related data including capital construction, technological transformation, overhaul, research and development, and informatization.

The device for monitoring the electricity account of the group enterprise includes:

A device for invoking the data of the China Electronics Finance data server,

It is used to screen the abnormal payment records of the electricity bill payment unit of each monitoring unit that is inconsistent with its superior unit, determine the risk level of the abnormal expenditure data of the electricity account according to the size of the abnormal expenditure amount, and generate the abnormal monitoring data of the electricity account expenditure at the same time. A device for displaying corresponding query conditions;

It is used for risk judgment on the abnormal electricity account expenditure monitoring data: if it is risk data, automatically generate an electricity account expenditure abnormality monitoring risk processing operation sheet, and automatically generate a supervision sheet according to the content of the risk processing operation sheet, and the supervision sheet After the feedback information is approved, the risk status will be canceled; if it is not risk data, the risk status device will be canceled directly.

The device for monitoring the rural network account of the group enterprise includes:

A device for invoking the data of the financial control data server and the SAP project data server respectively,

It is used to screen the abnormal payment data of the rural network accounts of each monitoring unit, determine the risk level of the abnormal payment data of the rural network accounts according to the size of the abnormal payment amount, and generate abnormal rural network account expenditure monitoring data at the same time, and according to the specific query conditions of the client The device for the corresponding display;

It is used for risk judgment on the abnormal rural network account expenditure monitoring data: if it is risk data, automatically generate a rural network account expenditure abnormal monitoring risk processing operation sheet, and automatically generate a supervision sheet according to the content of the risk processing operation sheet. After the feedback information of the supervision form is approved, the risk status will be canceled; if it is not the risk data, the device in the risk status will be canceled directly.

The device for monitoring the off-book account data of the group enterprise includes:

A device for invoking the data of the China Electronics Finance data server,

It is used to screen the transaction records in which the name of the counterparty is the unit and the account number of the counterparty is not the account of the unit during the transaction of each monitoring unit. According to the size of the transaction amount, the risk level of the abnormal data of the off-book account is determined, and the abnormal monitoring data of the off-book account is generated at the same time. , and display the device according to the specific query conditions of the client;

It is used for risk judgment on the abnormal monitoring data of off-book accounts: if it is risk data, an operation sheet for abnormal monitoring of off-book accounts is automatically generated, and a supervision sheet is automatically generated according to the content of the risk processing operation sheet, and the supervision sheet After the feedback information is approved, the risk status will be canceled; if it is not risk data, the risk status device will be canceled directly.

The device for monitoring idle accounts of the group enterprise includes:

means for invoking data from a financial control data server,

It is a device for screening the bank accounts whose income and expenditure records are less than a certain number within the set time of each monitoring unit, generating idle account monitoring data and displaying them according to the query conditions of the client.

The device for monitoring the safety reserve of the fund balance of the group enterprise includes:

A device for invoking the data of the CEC financial data server and the financial control data server respectively,

It is used to screen the accounts whose bank deposits exceed the reserve amount at the end of the month of each monitoring unit. According to the number of bank deposit subjects at the end of the month of the monitoring unit exceeding the safety reserve amount and the type of account, determine whether the account is at risk, and generate monitoring data of the reserve amount at the same time And according to the query conditions of the client to display the device accordingly.

The device for monitoring unreconciled data of the group enterprise includes:

means for invoking data from a financial control data server,

It is used to screen the data of each monitoring unit at the end of the month that the enterprise has entered the account but the bank has not, or the bank has entered the account but the enterprise has not entered the account, generates unaccounted data and displays it according to the client query conditions.

The device for monitoring the fund collection of the group enterprise includes:

A device for invoking the data of the CEC financial data server and the financial control data server respectively,

It is used to set the assessment time point of each monitoring unit, extract the fund balance information of all accounts of each monitoring unit according to different assessment time points, and judge whether the called data is the account data of a cooperative financial institution. As the bank account balance, if not, the account balance in the financial control as the means of the bank account balance;

A device for calculating and displaying the real-time fund collection ratio and monthly average collection ratio data of each monitoring unit at the set assessment time point.

The risk treatment operation sheet information includes:

Business information: payment unit information, project-related information, payee unit information, and payment content-related information;

Risk rules: predetermined rules for judging the occurrence of risks;

Risk treatment information: risk level, risk judgment, judgment person, generation of supervision form, time of issuing risk treatment operation order, information feedback person, feedback time, supporting materials, processing status;

The content of the supervision form mainly includes: the unit where the risk was discovered, the time, the cause of the risk, specific account information, account transaction information, suggested rectification period, contact person, and information on the initiator.

The beneficial effects of the present invention are:

Through the processing and screening of massive data through the system, the rapid response and intervention capabilities of the group headquarters to capital risks have been improved. For three-level major risks, the headquarters can directly issue problem risk treatment operation orders, and record the rectification of grassroots units in the In the system, a management closed loop is effectively formed, which plays an important role in preventing account use risks and ensuring the safety of corporate funds.

Description of drawings

Fig. 1 is the overall method flowchart of the present invention;

Fig. 2(a) is a flow chart 1 of the capital account monitoring method of the present invention;

Fig. 2(b) is the second flow chart of the capital account monitoring method of the present invention.

detailed description:

Below in conjunction with accompanying drawing and embodiment the present invention will be further described:

As shown in Figure 1, a method for monitoring data of a group enterprise capital account includes the following steps:

(1) Data collection:

Retrieve CEC Finance data through fund monitoring and CEC Finance data interface and store it in CEC Finance data server;

Retrieve financial control data through the fund monitoring and financial control data interface and store it in the financial control data server;

Retrieve SAP project data through the fund monitoring and SAP project data interface and store it in the SAP project data server;

China Power Finance (China Power Finance Corporation) data: including the history and current day transactions and balance data of 13 banks monitored by China Power Finance. After obtaining the data through the interface, it will automatically display each unit according to the offset rules and line drawing rules The monthly curve, daily curve, and hourly curve.

Financial control data: including accounting, cash budget, reports, business documents, financing ledger, electronic payment and other data, after obtaining the data through the interface, according to the display method, automatically display the cash budget analysis, financing analysis, electronic payment of each unit Analyze the situation, etc.

SAP system data: mainly includes project-related data such as infrastructure construction, technical transformation, overhaul, research and development, and informatization. . After obtaining the data through the interface, according to the project code, project type and other rules, combined with budget, electronic payment and other data, the expenditure situation of each unit is displayed.

Interface Description

Fund monitoring and CEC Finance data interface: Realize fund monitoring and CEC Finance data interaction by combining the technology of connecting database and WebService.

Fund monitoring and financial control data interface: realize the interaction between the fund monitoring platform and financial control data by connecting to the database technology.

Fund monitoring and SAP system data interface: use WebService interface technology to realize the data interaction between the fund monitoring platform and SAP.

(2) Data filtering: judge whether the collected data is within the monitoring scope of the group enterprise, and eliminate the data that does not belong to the monitoring scope;

(3) Data call: Call the collected data according to certain access rules and access frequency, and realize the group enterprise electricity account, rural network account, idle account, and fund balance by making risk judgments on the called data. Real-time monitoring of safety reserve status, fund collection status, off-book account and unpaid data.

The rural power grid account refers to the special account used for the income and expenditure of the rural power grid project.

Figure 2 (a) and (b) are flowcharts of the capital account monitoring method of the present invention, specifically including:

Call the CEC Finance data of the CEC Finance data server, respectively screen the abnormal expenditure data of the account of the grass-roots unit’s electricity payment unit and its superior unit, and the off-book account data when the transaction unit is the same but the account of the other party’s unit is not the account of the unit, Determine the abnormal expenditure data of the electricity account and the risk level of the off-book account data respectively according to the expenditure amount of the electricity account and the amount of the off-book account, and simultaneously generate and display the abnormal electricity account expenditure monitoring data and the off-book account monitoring data, and carry out the monitoring data respectively Risk judgment: if it is risk data, it will automatically generate an operation sheet for abnormal electricity account expenditure or monitoring risk of off-book accounts, and automatically generate a supervision sheet based on the content of the risk processing operation sheet. After the feedback information of the supervision sheet is approved, Cancel the risk status; if it is not risk data, directly cancel the risk status;

In the abnormal account expenditure data, the risk level of the payment amount less than 100,000 yuan is marked as the first level, the monitoring level of the payment amount of less than 1 million yuan is marked as the second level, and the risk level of the payment amount of more than 1 million yuan is marked as the third level.

The following records need to be excluded from the payment records: First, the counterparty’s account opening unit is an internal unit or the counterparty’s unit starts with “State Grid Shandong”. The second is that the summary includes the records of handling fees and electricity refund fees.

The off-book data is judged based on bank transaction records.

Call the financial control account data of the financial control data server, and screen the bank idle account data of each unit monitoring the income and expenditure of less than 3 transactions within 3 months, and the end of the month. Unreceived account data, while generating idle account monitoring data or unreceived account data and displaying it;

The risk level of the bank account with less than 3 payments within three months is marked as the first level, and the unreceived account data is judged according to the bank transaction records and account occurrence data.

Respectively call the data of the China Electronics Finance data server and the financial control data server to screen whether the end-of-month balance of the bank deposit accounts of each unit exceeds the safety reserve amount by 20% and the four important accounts of the department (tail numbers 34567, 3139, 1079, 3501) It is judged whether it is lower than 200 million, and the reserve monitoring data is generated and displayed.

Invoke the data of the financial control data server and the fourth data cache area respectively, screen the abnormal expenditure data of the rural network accounts of each unit, determine the data risk level according to the expenditure amount of the rural network accounts, and generate and display the abnormal expenditure monitoring data of the rural network accounts. The monitoring data is used for risk judgment: if it is risk data, a rural network account expenditure abnormality monitoring risk processing operation sheet is automatically generated, and a supervision sheet is automatically generated according to the content of the risk processing operation sheet, and the feedback information of the supervision sheet is reviewed and approved After that, cancel the risk status; if it is not risk data, cancel the risk status directly.

The data of the following accounting subjects are excluded from the payment records, and the opposite subjects are "accounts paid in advance, other deposits, financial expenses/handling fees, accounts payable, financial expenses/interest expenses, interest payable/long-term loan interest, construction in progress/infrastructure Construction expenditure/expenses to be amortized infrastructure construction", and if the project number is within the scope of the rural power network project, it will also be excluded.

Mark the risk level with the payment amount less than 100,000 yuan as the first level, the risk level with the payment amount less than 1 million yuan as the second level, and the risk level with the payment amount exceeding 1 million yuan as the third level.

Based on the bank balance and account balance of unit accounts at all levels, the fund collection ratio at four time points per month is calculated. Including the fund collection ratio on the 15th, 21st, 25th, and the end of the month, after calculation, it will be used as the basis for the assessment of the fund collection of each unit. The specific method is: take the fund balance of the bank account included in the accounting of China Electronics Finance as the numerator, and use the balance of all account balances after excluding the funds in the rural network account and the margin account as the denominator.

When dealing with risk states, the following situations are included:

1. The problem has been found and has not been dealt with; at this time, the risk level mark is displayed as a red star;

2. A warning is issued and it is being processed; at this time, the risk level mark is displayed as a yellow diamond;

3. There has been feedback and the processing has been completed; at this time, the risk level mark is displayed as a green circle;

4. The counter found a problem, but it was later confirmed that it was not a risk. At this time, the red star marked with the risk level changed to gray.

The risk treatment operation sheet includes:

Business information: payment unit information, project-related information, payee unit information, payment content-related information, etc.;

Risk rules: predetermined rules for judging the occurrence of risks;

Risk treatment information: risk level, risk judgment, judgment person, generation of supervision form, time of issuance of supervision form, information feedback person, feedback time, supporting materials, processing status, etc.

The content of the supervision form mainly includes: the unit that discovered the risk, time, reason, specific account information, account transaction information, suggested rectification period, contact person, initiator and other information.

Although the specific implementation of the present invention has been described above in conjunction with the accompanying drawings, it does not limit the protection scope of the present invention. Those skilled in the art should understand that on the basis of the technical solution of the present invention, those skilled in the art do not need to pay creative work Various modifications or variations that can be made are still within the protection scope of the present invention.

Claims (2)

1. A method for monitoring capital account data of a group enterprise, characterized in that it comprises the following steps: (1) Data collection: Retrieve CEC Finance data through fund monitoring and CEC Finance data interface and store it in CEC Finance data server; Retrieve financial control data through the fund monitoring and financial control data interface and store it in the financial control data server; Retrieve SAP project data through the fund monitoring and SAP project data interface and store it in the SAP project data server; In the step (1) CLP Finance data includes: historical and current day transactions and balance data of all banks monitored by CEC Finance; Financial control data include: accounting, cash budget, reports, business documents, financing ledger, electronic payment data; The SAP system data are: project-related data including capital construction, technological transformation, overhaul, research and development, and informatization; (2) Data filtering: judge whether the collected data is within the monitoring scope of the group enterprise, and eliminate the data that does not belong to the monitoring scope; (3) Data call: Call the collected data according to certain access rules and access frequency, and realize the group enterprise electricity account, rural network account, idle account, and fund balance by making risk judgments on the called data. Real-time monitoring of security reserve status, fund collection status, off-book account and unpaid data; Based on the bank balance and account balance of the unit accounts at all levels, the fund collection ratio at four time points per month is calculated; including the fund collection ratio on the 15th, 21st, 25th, and the end of the month, the calculation is used as a comparison The basis for the collection and assessment of the funds of each unit; the specific method is: take the fund balance of the bank account included in the accounting of China Electronics Finance as the numerator, and take the balance of all account balances after excluding the funds in the rural network account and the margin account as the denominator; The method for monitoring the electricity account of the group enterprise in the step (3) is specifically as follows: Invoke the data of the CEC Finance data server, screen the abnormal payment records of the electricity bill payment units of each monitoring unit that are inconsistent with their superior units, determine the risk level of the abnormal expenditure data of the electricity account according to the size of the abnormal expenditure amount, and generate abnormal monitoring data of the electricity account expenditure at the same time , and perform corresponding display according to the specific query conditions of the client; Carry out risk judgment on the abnormal monitoring data of the electricity account expenditure: If it is risk data, it will automatically generate an electricity bill account expenditure abnormal monitoring risk processing operation sheet, and automatically generate a supervision sheet according to the content of the risk processing operation sheet. After the feedback information of the supervision sheet is approved, the risk status will be canceled; if it is not a risk data, the risk status will be canceled directly; The risk treatment operation sheet information includes: Business information: payment unit information, project-related information, payee unit information, and payment content-related information; Risk rules: predetermined rules for judging the occurrence of risks; Risk treatment information: risk level, risk judgment, judgment person, generation of supervision form, time of issuing risk treatment operation order, information feedback person, feedback time, supporting materials, processing status; The content of the supervision form mainly includes: the unit that discovered the risk, time, risk reason, specific account information, account transaction information, suggested rectification period, contact person, and information on the initiator; The method of monitoring the rural network account of the group enterprise in the step (3) is as follows: Call the financial control data server and SAP project data server data respectively, screen the abnormal payment data of the rural network accounts of each monitoring unit, determine the risk level of the abnormal payment data of the rural network accounts according to the size of the abnormal payment amount, and generate abnormal rural network account expenditures at the same time Monitor the data and display it according to the specific query conditions of the client; Carry out risk judgment on the abnormal monitoring data of rural network account expenditure: If it is risk data, automatically generate a rural network account expenditure abnormal monitoring risk processing operation sheet, and automatically generate a supervision sheet according to the content of the risk processing operation sheet, and cancel the risk status after the feedback information of the supervision sheet is approved; if not If there is no risk data, the risk status will be canceled directly; The method for monitoring the off-book data of the group enterprise in the step (3) is specifically as follows: Invoke the data of the China Electronics Finance data server, screen the transaction records of the counterparty’s unit name and the other party’s account is not the unit’s account during the transaction of each monitoring unit, determine the risk level of the abnormal data of the off-book account according to the size of the transaction amount, and generate Abnormal monitoring data of off-ledger accounts, and corresponding display according to the specific query conditions of the client; Carry out risk judgment on the abnormal monitoring data of off-book accounts: If it is risk data, it will automatically generate an off-book account abnormality monitoring risk processing operation sheet, and automatically generate a supervision sheet according to the content of the risk processing operation sheet. After the feedback information of the supervision sheet is approved, the risk status will be canceled; if it is not a risk data, the risk status will be canceled directly; The method for monitoring idle accounts of the group enterprise in the step (3) is specifically as follows: Call the data of the financial control data server, screen the bank accounts whose income and expenditure records of each monitoring unit are less than a certain number within the set time, generate the idle account monitoring data and display it according to the query conditions of the client; in the step (3) The specific methods for monitoring the safety reserve of the fund balance of the group enterprise are as follows: Respectively call the data of the China Electronics Finance data server and the financial control data server to screen the accounts with bank deposits exceeding the reserve limit at the end of each monitoring unit, and determine the number and account type based on the number of bank deposit subjects at the end of the monitoring unit that exceed the safety reserve limit and the type of account Whether there is risk in the account, and generate monitoring data of the reserve amount at the same time, and display it according to the query conditions of the client; The monitoring method for the unreconciled data of the group enterprise in the step (3) is specifically as follows: Call the data of the financial control data server, screen each monitoring unit at the end of the month and screen the data of each monitoring unit that the enterprise has entered the account but the bank has not entered the account or the bank has entered the account but the enterprise has not entered the account, generate unaccounted data and respond according to the client query conditions display of The methods for monitoring the fund collection of the group enterprise in the step (3) are as follows: Respectively call the data of China Electronics Finance data server and financial control data server, set the assessment time point of each monitoring unit, extract the fund balance information of all accounts of each monitoring unit according to different assessment time points, and judge whether the called data is a cooperative financial institution For the account data, if yes, use the CLP financial data as the bank account balance; if not, use the account balance in the financial control as the bank account balance; respectively calculate the real-time collection of funds of each monitoring unit at the set assessment time point Ratio and monthly average collect and display the ratio data. 2. A system for realizing the monitoring of capital account data of a group enterprise as claimed in claim 1, characterized in that it comprises: (1) Data acquisition device: A device for retrieving data from CEC Finance through the fund monitoring and CEC Finance data interface and storing it in the CEC Finance data server; A device for retrieving financial control data through the fund monitoring and financial control data interface and storing it in the financial control data server; A device for retrieving SAP project data through the fund monitoring and SAP project data interface and storing it in the SAP project data server; The data of CLP Finance includes: the history and current day transactions and balance data of all banks monitored by CLP Finance; Financial control data include: accounting, cash budget, reports, business documents, financing ledger, electronic payment data; SAP system data is project-related data including capital construction, technological transformation, overhaul, research and development, and informatization; (2) It is used to judge whether the collected data is within the monitoring scope of the group enterprise, and eliminate the data filtering devices that do not belong to the monitoring scope; (3) Data calling device: A device for invoking the collected data according to certain access rules and access frequencies, Through the risk judgment of the transferred data, it is a device to realize the real-time monitoring of the group enterprise's electricity account, rural network account, idle account, fund balance security reserve, fund collection, off-book account and unaccounted data; Based on the bank balance and account balance of the unit accounts at all levels, the fund collection ratio at four time points per month is calculated; including the fund collection ratio on the 15th, 21st, 25th, and the end of the month, the calculation is used as a comparison The basis for the collection and assessment of the funds of each unit; the specific method is: take the fund balance of the bank account included in the accounting of China Electronics Finance as the numerator, and take the balance of all account balances after excluding the funds in the rural network account and the margin account as the denominator; The device for monitoring the electricity account of the group enterprise includes: A device for invoking the data of the China Electronics Finance data server, It is used to screen the abnormal payment records of the electricity bill payment unit of each monitoring unit that is inconsistent with its superior unit, determine the risk level of the abnormal expenditure data of the electricity account according to the size of the abnormal expenditure amount, and generate the abnormal monitoring data of the electricity account expenditure at the same time. A device for displaying corresponding query conditions; It is used for risk judgment on the abnormal electricity account expenditure monitoring data: if it is risk data, automatically generate an electricity account expenditure abnormality monitoring risk processing operation sheet, and automatically generate a supervision sheet according to the content of the risk processing operation sheet, and the supervision sheet After the feedback information is approved, the risk status will be canceled; if it is not risk data, the risk status device will be canceled directly; The risk treatment operation sheet information includes: Business information: payment unit information, project-related information, payee unit information, and payment content-related information; Risk rules: predetermined rules for judging the occurrence of risks; Risk treatment information: risk level, risk judgment, judgment person, generation of supervision form, time of issuing risk treatment operation order, information feedback person, feedback time, supporting materials, processing status; The content of the supervision form mainly includes: the unit that discovered the risk, time, risk reason, specific account information, account transaction information, suggested rectification period, contact person, and information on the initiator; The device for monitoring the rural network account of the group enterprise includes: A device for invoking the data of the financial control data server and the SAP project data server respectively, It is used to screen the abnormal payment data of the rural network accounts of each monitoring unit, determine the risk level of the abnormal payment data of the rural network accounts according to the size of the abnormal payment amount, and generate abnormal rural network account expenditure monitoring data at the same time, and according to the specific query conditions of the client The device for the corresponding display; It is used for risk judgment on the abnormal rural network account expenditure monitoring data: if it is risk data, automatically generate a rural network account expenditure abnormal monitoring risk processing operation sheet, and automatically generate a supervision sheet according to the content of the risk processing operation sheet. After the feedback information of the supervision form is approved, the risk status will be canceled; if it is not risk data, the risk status device will be canceled directly; The device for monitoring the off-book account data of the group enterprise includes: A device for invoking the data of the China Electronics Finance data server, It is used to screen the transaction records in which the account of each monitoring unit is not the account of the unit, judge the risk level of the abnormal data of the off-book account according to the size of the transaction amount, and generate the abnormal monitoring data of the off-book account at the same time. Query conditions for corresponding display devices; It is used for risk judgment on the abnormal monitoring data of off-book accounts: if it is risk data, an operation sheet for abnormal monitoring of off-book accounts is automatically generated, and a supervision sheet is automatically generated according to the content of the risk processing operation sheet, and the supervision sheet After the feedback information is approved, cancel the risk status; if it is not the risk data, then directly cancel the risk status device; the device for monitoring the idle account of the group company includes: means for invoking data from a financial control data server, A device for screening the bank accounts whose income and expenditure records of each monitoring unit are less than a certain number within a set time, generating idle account monitoring data and displaying them according to the query conditions of the client; Devices that monitor payments include: A device for invoking the data of the CEC financial data server and the financial control data server respectively, It is used to screen the accounts whose bank deposits exceed the reserve amount at the end of the month of each monitoring unit. According to the number of bank deposit subjects at the end of the month of the monitoring unit exceeding the safety reserve amount and the type of account, determine whether the account is at risk, and generate monitoring data of the reserve amount at the same time And a device for corresponding display according to the query conditions of the client; the device for monitoring the unreconciled data of the group enterprise includes: means for invoking data from a financial control data server, It is used to screen the data of each monitoring unit at the end of the month that the enterprise has entered the account but the bank has not entered the account, or the bank has entered the account but the enterprise has not entered the account, generates unaccounted data and displays it according to the query conditions of the client; The above-mentioned devices used to monitor the fund collection of the group company include: A device for invoking the data of the CEC financial data server and the financial control data server respectively, It is used to set the assessment time point of each monitoring unit, extract the fund balance information of all accounts of each monitoring unit according to different assessment time points, and judge whether the called data is the account data of a cooperative financial institution. As the bank account balance, if not, the account balance in the financial control as the means of the bank account balance; A device for calculating and displaying the real-time fund collection ratio and monthly average collection ratio data of each monitoring unit at the set assessment time point.